Compliance & Security

Zavin maintains rigorous compliance, security, and operational standards across our financial infrastructure platform. We operate under applicable financial regulations and implement enterprise-grade security controls to protect our users and their assets.

Regulatory Compliance

Our platform operates in compliance with applicable financial regulations across multiple jurisdictions:

🔍 AML/CFT Compliance

Anti-Money Laundering and Counter-Financing of Terrorism protocols implemented across all transactions and user interactions.

  • Transaction monitoring and screening
  • Suspicious activity reporting (SAR/STR)
  • Sanctions list screening (OFAC, UN, EU)
  • Risk-based compliance framework

✅ KYC Verification

Comprehensive Know Your Customer procedures to verify identity and ensure regulatory compliance.

  • Identity verification and document authentication
  • Enhanced due diligence for high-risk customers
  • Beneficial ownership identification
  • Ongoing monitoring and periodic re-verification

🔒 Data Protection

Compliance with global data protection regulations ensuring user privacy and data security.

  • GDPR compliance for EU customers
  • CCPA compliance for California residents
  • Data protection impact assessments
  • Privacy by design and by default

⚖️ Financial Licensing

Operating under appropriate financial licenses and registrations in supported jurisdictions.

  • Money services business (MSB) compliance
  • Virtual asset service provider (VASP) requirements
  • Payment institution regulations
  • Regular regulatory reporting and audits

Security Infrastructure

🔐 Encryption Standards

Data in Transit

All data transmitted between clients and our servers is encrypted using TLS 1.3 with perfect forward secrecy.

Data at Rest

All sensitive data is encrypted at rest using AES-256 encryption with hardware security modules (HSM) for key management.

🛡️ Infrastructure Security

Network Security

  • DDoS protection and traffic filtering
  • Intrusion detection and prevention systems (IDS/IPS)
  • Web application firewall (WAF)
  • Network segmentation and microsegmentation

Security Monitoring

  • 24/7 security operations center (SOC)
  • Real-time threat detection and response
  • Comprehensive audit logging and SIEM
  • Regular penetration testing and vulnerability assessments

🔑 Access Control

Multi-layered access control mechanisms ensuring only authorized personnel can access sensitive systems and data.

  • Role-based access control (RBAC)
  • Multi-factor authentication (MFA) required for all access
  • Principle of least privilege enforcement
  • Regular access reviews and recertification
  • Privileged access management (PAM)

💎 Digital Asset Security

Multi-signature wallet architecture with distributed key management for digital asset custody.

  • Multi-signature (multi-sig) wallet requirements
  • Hardware security modules (HSM) for key storage
  • Cold storage for majority of digital assets
  • Hot wallet limits and automated security controls
  • Regular security audits of wallet infrastructure

Certifications & Standards

🏆

SOC 2 Type II

Security, availability, processing integrity, confidentiality, and privacy compliance

🔒

ISO 27001

Information security management system standards and best practices

PCI DSS

Payment card industry data security standards for card transactions

Transaction Monitoring

Our comprehensive transaction monitoring system operates in real-time to detect and prevent suspicious activity, fraud, and regulatory violations.

Automated Screening

  • Real-time sanctions list screening (OFAC, UN, EU)
  • PEP (Politically Exposed Person) database checks
  • Adverse media screening
  • Watchlist monitoring and alerts

Fraud Detection

  • Machine learning-based fraud detection
  • Behavioral analytics and anomaly detection
  • Transaction pattern analysis
  • Risk scoring and tiered monitoring

Incident Response

We maintain a comprehensive incident response plan to ensure rapid detection, containment, and resolution of security incidents.

1

Detection & Analysis

24/7 monitoring with automated alerting and incident classification

2

Containment & Mitigation

Immediate response to contain threats and minimize impact

3

Eradication & Recovery

Remove threats and restore normal operations with verification

4

Post-Incident Review

Comprehensive analysis and implementation of lessons learned

Responsible Disclosure

We welcome security researchers to report vulnerabilities through our responsible disclosure program. We are committed to working with the security community to protect our users.

Report Security Issues:

Email: security@zavin.io

PGP Key: Available upon request

We commit to responding within 24 hours and providing regular updates throughout the resolution process.

Our Commitment:

  • Acknowledge receipt within 24 hours
  • Provide regular updates on remediation progress
  • Credit researchers upon issue resolution (if desired)
  • No legal action for good faith security research

Questions About Compliance or Security?

For compliance-related inquiries, audit requests, or security questions, contact our compliance and security teams.